Health insurance for pregnant women

Medicaid for Pregnant Women | NYS Department of Health (NYSDOH)

1. How it Works

This program offers complete pregnancy care and other health services to women and teens who live in New York State and meet income guidelines.

  • Mothers and babies receive health care services for at least one year after birth.

  • If you’re pregnant and uninsured, you may qualify to sign up for an insurance plan through the NY State of Health Marketplace, even if the enrollment period is closed.

  • Free coverage is available regardless of immigration status.

  • Extended access to family planning services is available to women who have Medicaid while pregnant but lose coverage after pregnancy.

2. Determine your eligibility

To be eligible, you should be able to answer yes to these questions:

  1. Are you a New York State resident?

  2. Is your income equal to or below these guidelines?

  • If your family size, including unborn children, is 1, your yearly income must be at or below $33,584.

  • If your family size, including unborn children, is 2, your yearly income must be at or below $45,581.

  • If your family size, including unborn children, is 3, your yearly income must be at or below $57,579.

  • If your family size, including unborn children, is 4, your yearly income must be at or below $69,576.

  • If your family size, including unborn children, is 5, your yearly income must be at or below $81,573.

  • If your family size, including unborn children, is 6, your yearly income must be at or below $93,571.

  • If your family size, including unborn children, is 7, your yearly income must be at or below $105,568.

  • If your family size, including unborn children, is 8, your yearly income must be at or below $117,566.

  • For each additional person, add $11,997 to the yearly income.

3. How to apply

Here are your options.

Apply in person

Enroll with an In-Person Assistor (IPA) or find select providers near you.

4. Have more questions?

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