Tax credit for working individuals and families
Short Summary
Tax credit worth up to $11,000 for qualifying families, noncustodial parents, and individuals who work full time or part time or are self-employed.
Who it may help
Income requirements for the federal EITC
Your 2025 income must fall within these limits:
- Married with qualifying children, add Up to $68,675 to the limit.
- Married without qualifying children, add Up to $26,214 to the limit.
- Single with qualifying children, add Up to $61,555 to the limit.
- Single without qualifying children, add Up to $19,104 to the limit.
Other federal requirements
- You must have a valid Social Security number
- Your investment income in 2025 must have been less than $11,950
- You must be between 25 and 64 years old if you don't have dependents (can be your children, stepchildren, foster children, or grandchildren)
- You can claim the EITC if your dependent(s) lived with you for more than half the year and you were legally separated at the end of 2025 or lived apart from your spouse for the last six months of 2025
Requirements for state and city credits
If you qualify for the federal EITC, you automatically qualify for New York State and City credits when you file your state taxes.
Not sure if you qualify? Use the IRS calculator to check your eligibility.
What you may need
Youll need specific documents to file your taxes, like W-2s, receipts, and ID.